What could mortgage interest rates look like by the end of 2026?
Current conditions make mortgage rates particularly hard to forecast. Here's what some experts are predicting.
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April 15, 2026 / 10:04 AM EDT / CBS News
Despite some declines at the start of 2026, mortgage rates have been on their way up in recent weeks.
In early March, the average rate on 30-year mortgages was just 5.75% , according to Zillow data. As of April 15, it had jumped to 6.12%. It might not sound like much, but when average home prices clock in at over $400,000, even a quarter of a percentage point can mean paying tens of thousands more in interest over the life of the loan.
Several factors have contributed to the recent spike in rates, including geopolitical uncertainty and its impact on gas prices and inflation expectations. How much will those factors continue to influence rates, though, and what can you expect to see if you take out a mortgage later this year? We asked some experts for their predictions on what mortgage rates could look like by the end of 2026.
Start by seeing how low your current mortgage rate options are here .