What are today's mortgage interest rates: April 6, 2026?
Mortgage rates are shifting in today's borrowing landscape. Here's what buyers and refinancers need to know now.
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
Mortgage rates have been ticking upward since the start of April, and the economic backdrop heading into this new week isn't doing much to push them back down, either. A wave of new tariff announcements rattled markets last week, injecting fresh uncertainty into an economy that was already navigating elevated inflation and a cautious Federal Reserve. For homebuyers hoping for relief at the start of this spring homebuying season , that turbulence has translated directly into higher borrowing costs — with the 30-year mortgage rate now sitting well above the 6% mark.
That doesn't mean buyers should abandon their plans altogether, though. Mortgage rates remain lower than they were at their recent peaks, and for buyers with strong credit and flexibility on their loan terms, the gap between a workable deal and an unaffordable one can come down to timing, lender selection, and negotiation. Before making any moves, though, it helps to understand exactly where mortgage interest rates stand today, April 6, 2026. Here's what the numbers look like.
See how low your current mortgage rate offers are here .
What are today's mortgage interest rates?
The average mortgage interest rate on a 30-year mortgage is 6.41% as of April 6, 2026. The average rate on a 15-year mortgage is 6.02%. However, these are just the averages — borrowers with strong credit profiles, lower debt-to-income ratios and larger down payments may be able to secure offers below these figures.