How long does it take for wage garnishment to start?
Wage garnishment doesn't happen overnight, but the timeline may be shorter than you think.
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Borrowers are currently sitting on a record amount of debt nationwide, with about $1.23 trillion of that in credit card debt alone. And while many borrowers are falling behind due to compounding interest charges that stretch budgets even further, the reality is that creditors are collecting — but they're doing so in court. Civil filings for consumer debt have surged in recent years as delinquency rates on credit cards and other borrowing tools continue to climb.
In turn, more wage garnishment orders are being sent to payroll departments across the country, meaning that some borrowers are now dealing with a portion of their paycheck disappearing before it lands in their bank account. But when this happens, what catches many people off guard isn't the garnishment itself, as there are plenty of warning signs beforehand. It's how fast the garnishment can happen once a creditor secures a court judgment.
For anyone who has fallen behind on payments and recently been sued over their unpaid debt , the question of timing matters enormously. So, how long does it take for wage garnishment to start? And what can be done to stop it? That's what we'll examine below.
Find out how you can start tackling your unpaid debt today .
How long does it take for wage garnishment to start?