What are today's mortgage interest rates: March 23, 2026?
The mortgage interest rate climate is changing once again. Here's where rates stand as of March 23, 2026.
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March 23, 2026 / 10:17 AM EDT / CBS News
Following a month in which new reports showed inflation was stuck and unemployment rising, not to mention a continued pause in interest rate cuts by the Federal Reserve , borrowers are ending March in a more uncertain economic climate than they started. At the same time, lenders may now have had sufficient time to account for these recent developments, meaning that the rates they offer borrowers could already reflect these changes. That means borrowers can shop around with a bit more confidence, knowing that many of the anticipated changes for March have already taken place.
And shopping around is particularly important for homebuyers and owners looking to refinance. This has been shown to save borrowers by offering a rate up to 1 percentage point lower than they'd receive otherwise. With market changes pronounced, it's especially important to do your due diligence when searching for the lowest rate and best term possible. That begins with establishing a baseline to compare against by understanding where today's rates stand. So, what are today's mortgage interest rates, specifically, as of March 23, 2026? That's what we'll examine below.
See how low your current mortgage rate offers are here .
What are today's mortgage interest rates?